Where Should You Buy a Home?

When it comes time to buy a home, should you opt to buy one in the city, or in the suburbs? There are a number of pros and cons to both, though it’s often difficult to look at them all in isolation. Today we’re going over some of the reasons you might buy a home in the city, or reason why you might opt to live further out in the suburbs. Let’s talk real estate.

Where to Buy a Home

Consider Your Needs

If you work downtown and can find a home within walking distance, or within walking distance of public transportation, it might be worth buying a home in the city. Also consider how comfortable you are with walking around urban areas all the time. Do you prefer to be out in the world, and do urban crime rates scare you? Or do you enjoy the opportunity to rub shoulders with other people in your daily activities?

Consider, also, that you’ll have less easy access to natural spaces if you live in the city. That is, of course, assuming you don’t live near a public park, which could offer much-needed greenery. While you’re considering recreation, also think about your kids, if you have any. How close is the nearest school? Would your kids have to walk to school, and would you be okay with that?


One of the biggest draws to living in the city is walkability. Younger buyers, especially, love getting to live in an area where they can walk to all the places they want to work and shop. Really, there’s a lot to love about living in a walkable area. For one thing, if you set things up correctly, you might get away with not even owning a car. That saves you a lot of money, as you’ll need no car insurance, pay no car payment and avoid having to gas up.

The flip side, of course, is that buying or renting in the heart of a city can easily offset those costs, and then some. You’ll pay several times as much per square foot downtown than you would in the suburbs. That said, you’ll be close to the action and able to walk outside your front door and find activity any time. That’s priceless for some people.


Meanwhile, not everyone wants to live in the heart of the city. This goes double for people trying to raise children. Living in the suburbs makes it more affordable to have more space for children to grow and play. Likewise, it frees up more money for your child-based expenses, like diapers, food and childcare.

That’s not to mention the upshots of having your own yard. Having friends over for grill-outs, backyard parties and the like becomes much easier when you have your own yard. The drawbacks, however, are still there. If you live far from the city, your commute could become much longer than a more centrally-located home. You will also almost certainly need a car to get around, which adds to your monthly bills.

Property Values

If you can drum up the down payment to buy a home located in the city, you’re actually making a very sound investment for your future. A home with close proximity to popular businesses like Starbucks and downtown nightlife is worth its weight in gold. These types of homes almost always appreciate in value dramatically, and this makes them ideal investments for younger buyers.

That said, they’re also appreciably more expensive to purchase than homes in the suburbs. Older buyers tend to prefer suburban homes due to their lower up-front costs, quieter neighborhoods and larger square footage per dollar.


  1. Once the home is paid off and people are retired on a fixed income then the property taxes become unaffordable and the seniors are out on the street. No wonder the government thieves call it “housing”. What government is doing is extortion aka give them money or they will take your home

    • You are correct my house payment has went up $200 in 4 years…at this rate I will soon be homeless.Also m home insurance goes up every year also..no claims either.

  2. I am 59 years old and divorced and I now want to own a home again,but is it a good I deal for me to do that at my age because I would have to get a home loan and I don’t make a lot of money.

    • Renting is expensive….If you can I would buy.I got a home loan at 56 got a fixed rate but damn property taxes and home insurance sends my payment up.

  3. Thank you so much for providing individuals with such a brilliant chance to discover important secrets from here. It can be very beneficial and also stuffed with amusement for me and my office colleagues to search your website at a minimum 3 times in 7 days to learn the new guidance you have got. And definitely, I am just always impressed for the splendid tricks you serve. Selected 1 tips on this page are ultimately the most efficient we’ve had.

  4. Hi there! This article could not be written any better!
    Looking at this post reminds me of my previous roommate!
    He constantly kept talking about this. I’ll forward this information to him.
    Fairly certain he’ll have a good read. I appreciate you for

  5. Hi there! I just wanted to ask if you ever have any issues with hackers?
    My last blog (wordpress) was hacked and I ended up losing several weeks of hard
    work due to no backup. Do you have any methods to protect against hackers?

  6. I’m the owner of JustCBD Store brand (justcbdstore.com) and I am currently planning to grow my wholesale side of business. I really hope that anybody at targetdomain share some guidance ! I considered that the best way to do this would be to talk to vape companies and cbd retailers. I was really hoping if someone could suggest a trustworthy web-site where I can purchase Vape Shop B2B Marketing List I am currently examining creativebeartech.com, theeliquidboutique.co.uk and wowitloveithaveit.com. On the fence which one would be the best selection and would appreciate any guidance on this. Or would it be much simpler for me to scrape my own leads? Ideas?

  7. First off I want to say excellent blog! I had a quick question in which I’d like to ask
    if you do not mind. I was interested to know how you center yourself and clear your mind prior
    to writing. I have had a hard time clearing my thoughts in getting my ideas out.
    I truly do enjoy writing but it just seems like the first 10 to 15 minutes are generally lost
    simply just trying to figure out how to begin. Any suggestions or hints?
    Thank you!

  8. Good day I am so thrilled I found your site, I really found
    you by mistake, while I was browsing on Aol for something else, Anyhow I am here
    now and would just like to say cheers for
    a remarkable post and a all round enjoyable blog (I also love the theme/design), I
    don’t have time to read through it all at the minute but
    I have bookmarked it and also included your RSS feeds, so when I have time I
    will be back to read more, Please do keep up the fantastic work.

  9. Hello there, There’s no doubt that your site may be having web browser compatibility issues. Whenever I look at your web site in Safari, it looks fine however, when opening in Internet Explorer, it has some overlapping issues. I merely wanted to give you a quick heads up! Apart from that, excellent website!

  10. Hello there, I think your blog might be having browser compatibility issues. Whenever I look at your web site in Safari, it looks fine however, if opening in I.E., it has some overlapping issues. I just wanted to provide you with a quick heads up! Besides that, wonderful site!

  11. I truly love your blog.. Great colors & theme. Did you create this web site yourself? Please reply back as I’m looking to create my own site and would like to find out where you got this from or what the theme is named. Kudos!

  12. Hi, I do think this is an excellent site. I stumbledupon it 😉 I’m going to
    come back once again since I bookmarked it. Money
    and freedom is the best way to change, may you be rich and continue to help other people.

  13. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and now whenever a comment is added I recieve 4 emails with the same comment. Is there an easy method you are able to remove me from that service? Thanks!

  14. Its like you learn my thoughts! You seem to know a lot approximately this, like you wrote the e-book in it or something.
    I believe that you simply can do with some % to drive the message home a bit, however instead of that,
    that is great blog. An excellent read. I will certainly be back.

  15. Wow, wonderful blog layout! How long have you been blogging for?
    you made blogging look easy. The overall look
    of your website is wonderful, as well as the content!

  16. I just want to mention I am just newbie to blogging and absolutely loved your web blog. Likely I’m want to bookmark your website . You really come with good article content. Many thanks for sharing your web-site.

  17. Interesting blog! Is your theme custom made or did you
    download it from somewhere? A design like yours with a few simple
    tweeks would really make my blog shine. Please let me know where
    you got your design. Kudos adreamoftrains website hosting


Please enter your comment!
Please enter your name here