Small Business Owners Are More Likely to Succeed if They’re 55+

If you’ve been considering starting your own small business but worried about your age in relation to the job, maybe you shouldn’t be. It turns out, the data supports older small business owners. On average, business owners who are 55 or older are less likely to go out of business. This data comes courtesy of the JP Morgan Chase Institute.

Small Business Owners are Better off Being 55+

The Data

The data in the JP Morgan report shows that a business owned by a 60-year-old has only an 8 percent chance of going under in the first year. Meanwhile, a 45-year-old owner runs a 10 percent risk, where a 30-year-old runs an 11 percent chance. When you stretch that out to three years, the math gets much closer, but the trend remains.

Why This is True

It’s no secret that, as a rule, older people are more conservative with their cash. That’s just the way that the human mind tends to progress as one ages. However, while conservative thinking can be a drawback in some field, in the world of small business management it tends to pay off more.

For instance, the study found that, on average, business owners aged 55 and up had more cash buffer days on average. That means that they could cover the businesses expenses for more days with no revenue coming in than younger business owners in the same period.

What This Means

If you’ve been worried about opening a business due to your age, you shouldn’t be. In fact, unless you’re in your thirties, your age is more likely to be a positive factor in your business. Financial firms know that older business owners are more stable and consistent and might even be more willing to offer you a small business loan.

Remember, it’s never too late to break into a new chapter in your life. Never let anyone tell you what you’re too old or too young to pursue!

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  143. Cool blog! Is your theme custom made or did you download it from somewhere? A theme like yours with a few simple tweeks would really make my blog shine. Please let me know where you got your design. Bless you|

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  147. Hey would you mind sharing which blog platform you’re using? I’m going to start my own blog in the near future but I’m having a tough time making a decision between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something unique. P.S Apologies for being off-topic but I had to ask!|

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  163. With havin so much written content do you ever run into any problems of plagorism or copyright violation? My site has a lot of exclusive content I’ve either authored myself or outsourced but it seems a lot of it is popping it up all over the internet without my permission. Do you know any ways to help reduce content from being stolen? I’d genuinely appreciate it.|

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  170. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three e-mails with the same comment. Is there any way you can remove me from that service? Thanks a lot!|

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  192. Heya are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and create my own. Do you require any html coding knowledge to make your own blog? Any help would be greatly appreciated!|

  193. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get several e-mails with the same comment. Is there any way you can remove me from that service? Many thanks!|

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  202. An outstanding share! I’ve just forwarded this onto a coworker who has been conducting a little research on this. And he in fact bought me breakfast due to the fact that I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending the time to talk about this issue here on your internet site.

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  210. Hmm it seems like your blog ate my first comment (it was extremely long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog. I too am an aspiring blog blogger but I’m still new to the whole thing. Do you have any tips and hints for rookie blog writers? I’d definitely appreciate it.|

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  214. Hmm is anyone else having problems with the pictures on this blog loading? I’m trying to find out if its a problem on my end or if it’s the blog. Any feed-back would be greatly appreciated.|

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  221. Hey! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My site looks weird when viewing from my iphone4. I’m trying to find a theme or plugin that might be able to fix this problem. If you have any recommendations, please share. Thank you!|

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