Saving Money on Prescriptions: Stop Overpaying

seniors-prescription-drug-savings-feat
seniors-prescription-drug-savings-feat

One of the most persistent and recurring expenses you’ll run into throughout retirement is prescription drugs. The complex mire of American healthcare has made it so that even customers with good insurance have to spend quite a bit of money on their prescriptions. What are some of the best ways to save money on your prescription medication?

Saving Money on Prescriptions

Generics

Don’t be afraid to shop for generic versions of medications. The name brand means nothing, despite what pharmaceutical companies want you to think. Generic brands are chemically the same thing as name brands, and you’ll often spend much, much less money on them.

Research has shown that the average generic prescription medication is 18 times less expensive than its brand-name equivalent.  As such, you should consider sticking with generics whenever possible.

Dose and Supply Sizes

If your budget allows for it, try to get larger supplies of your medication at a time. While it’s pricier up front, it’ll save you a lot of money in the long run. Little is more frustrating than running out of medicine you need and not having enough money to cover the bill.

Buying larger amounts of the medication at a time gives you a smaller price per dose, potentially saving you from this situation. Likewise, if your medication allows for it, you could opt for a large dose size. This means you could potentially take less of the pill but take a larger version of it.

Price Compare

Shop around online and compare big box store prices. Many pharmacies will get into price wars with generic prescription medications. Using apps and online stores to compare prices can help you to get the very best price.

The last thing you need to do is spend all of your retirement savings on medication. You’ve got a life to lead, and your medicine shouldn’t dictate how you get to spend your money. Everyone deserves a decent quality of life.

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